Logan Mohtashami is an expert on the housing market and a lead data analyst at housingwire.com, a trade publication for mortgage, real estate and housing professionals. He writes on housing and mortgage rate trends. Mohtashami has contributed to and been quoted in Bloomberg Business.

Norma P. Garcia is director of policy and advocacy at Mission Economic Development Agency (MEDA), an organization advancing a national equity movement by building Latino prosperity, community ownership and civic power. She was previously senior attorney and director of the Financial Services Program for Consumers Union, the policy and advocacy division of Consumer Reports magazine.

Graciela Aponte-Diaz is the director of federal campaigns at the Center for Responsible Lending, where she works to secure state support for federal policy initiatives. Her work has involved small-dollar loans and protections for payday borrowers. She has testified before the U.S.

Amir Sufi is Bruce Lindsay Professor of Economics and Public Policy at the University of Chicago Booth School of Business and a research associate at the National Bureau of Economic Research.